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General Liability Insurance

General liability insurance is a core form of coverage that protects your business from incurring the expenses most often associated with bodily injuries and property damage. This includes accidents that may have been caused by a product your business manufactures, or an injury relating to a service operation completed by your company.

At Cue Brokerage Group, LLC, our team of commercial insurance experts will work with your business to find general liability coverage within your budget and tailored to your needs. We work with top insurance providers throughout the country in order to give your business a wide array of viable options to choose from. As an independently owned and operated insurance agency, our licensed brokers can provide you with unbiased coverage options that maximize the benefits provided to your business.

Does Your Business Need General Liability Insurance?

Without general liability coverage, your business is financially accountable for costs resulting from a range of unintentional yet common incidents. Depending on the industry, your business may be exposing itself to unnecessary monetary risks on a daily basis. The affordably structured cost of general liability insurance far outweighs the unpredictable medical and legal expenses your business would be responsible to pay for after an accident.

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What Does General Liability Insurance Cover?

General liability business insurance covers several major areas of financial risk.

Third-Party Bodily Injury

General liability covers incidents such as non-employee slip-and-fall injuries that occur on your business premises. Insurance policies may also cover the medical payments and potential legal fees that result from on-premises accidents.

Third-Party Property Damage

If you or one of your employees damages someone else’s property while on the job, general liability will help to cover the costs. Third-party property damage is obviously never intended; however, it is a commonplace occurrence worth being prepared for.

Products & Completed Service Operations

General liability insurance covers injuries and/or illnesses resulting from the use of a product your business manufactures, distributes, or sells. Additionally, this form of commercial insurance covers incidents that occur after a service operation has been completed. For example, a business that services elevators would be protected from damages associated with a previously serviced elevator, even after the employee completed the service and left the premises.

Advertising Injury

General liability may include advertising injury coverage which protects businesses from costs correlating with personal injuries such as copyright infringement, libel, slander, and invasion of privacy. Most of the financial burden would pertain to the legal fees required to fight these claims in court.

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Peace of Mind You Can Afford

General liability insurance enables you to stop worrying about the “what ifs” of operating your business so you can focus on the growth of your company. At Cue Brokerage Group, LLC, our team of commercial insurance specialists have been helping businesses attain quality, affordable general liability coverage since 1978. The experience and industry knowledge we have gained over the years enables us to provide you with valuable insight your business can rely on.