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Homeowners Insurance

Homeowners insurance provides you with a financial safeguard in the event of unexpected damage, theft, or liability exposure. Buying a home is one of the most significant investments you will ever make, so ensuring that investment is properly protected is a necessity. At Cue Brokerage Group, LLC, our personal insurance experts have the knowledge and experience necessary to help you find top-quality homeowners insurance options at prices that are easy on your bank account.

A Helping Hand for New Homeowners

Shopping for a new home can be an exciting experience. And if you’re like most people, then you will be applying for a mortgage as opposed to paying cash. Nearly all lenders require you to have a certain level of homeowners insurance before signing off on a new mortgage. Requirements aside, you are going to want to choose a home insurance policy that covers what’s most important to you. At Cue Brokerage Group, LLC, our homeowners insurance specialists place your individual priorities first. What matters to you is what matters to us, and we pride ourselves in our ability to match new homeowners with cost-efficient insurance coverage that covers everything you need it to.

new homeowners

Homeowners Insurance Protects More Than Homes

What does the word home mean to you? For some, a home is a two bedroom, two-and-a-half-bathroom house located in the suburbs. For others, a home is two-story walkup apartment on the outskirts of the city. At Cue Brokerage Group, LLC, our team is here to help find you the right homeowners insurance policy no matter your definition of home. Some areas of coverage include:

  • Homes
  • Apartments
  • Condominiums
  • Mobile homes
  • Rental properties

Dwelling Coverage

Dwelling coverage, also referred to as dwelling insurance, are the details within your homeowners insurance policy that cover the actual home and any attached structures. If an unexpected disaster strikes, dwelling insurance helps pay for the replacement or repair costs of the parts of your home that were damaged. Most homeowners insurance policies cover damage caused by fire, wind, hail, snow, and vehicles.

Certain hazards such as flooding are not usually included within home insurance coverage. Depending on your home’s location, flood insurance may be a smart and potentially necessary investment. At Cue Brokerage Group, LLC, our home insurance experts are adept at finding affordable specialty coverage options that provide you and your family with the peace of mind you deserve.

Personal Property Coverage

Homeowners insurance protects your home itself along with the valuable property inside. This includes belongings such as furniture, clothing, home appliances, and electronics. With replacement value coverage, you can be reimbursed for the value of the latest version any stolen or damaged property; for instance, if a surround sound system you purchased three years ago gets stolen, you would receive reimbursement for the cash value of the newest model of that system.

Premises Liability Coverage

Premises liability insurance covers you for unintended instances when a third-party happens to get injured on your property. This aspect of homeowners insurance may cover both the legal settlement and the legal fees associated with the incident.

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Cue Brokerage Group, LLC – Assisting You Every Step of the Way

Whether inflation has caused fluctuations in the cost of living or you are planning to renovate your home, the personal insurance experts at Cue Brokerage Group, LLC are here to ensure your homeowners policy keeps up with your changing needs. With over 40 years of experience, our team has helped homeowners in New York State and beyond obtain quality insurance policies uniquely tailored to their needs.